Wednesday, September 20, 2017

Uncle Cayman Islands Sam



Far out in the desert,
cactus man, liar,
putting out fires,
puts his money
off the coast,
but would never
float his boat

Runs to this,
runs to that,
the only truth
really is
he'll always
be phat

Tried to get
me 'ed into this game,
but time and money people
are all the same
No one but myseff
to bwayme

Walked tall in shadows,
crawled in the light
Ain't no fun out there
that isn't paid for
by Uncle Cayman Islands Sam
and his mighty mighty might
It's just his dollar, Bill,
and it's just awe right

Far out in the ocean
in the land of Honor Lee
is a ghost ship sailing
waitin' for just one capital capitan
whose mind is actually free

And so on it sails,
no visitors for even whales
Uncle Cayman Islands Sam
You are the no man band

Fear fuels your Starship Enterprise
and castles are your sand
Couldn't get my mind on your time
so once again it's
fuck the clock, man!

Friday, February 8, 2013

Business Buzz Research



TOP 10 Use of loans

  1. Monthly Bills (Utility Phone, Etc) 54%
  2. Groceries 28%
  3. Gas for My Car 22%
  4. Rent or House Payment 20%
  5. Avoid Check or Bank Fees 18%
  6. Car Repair 18%
  7. School Expenses 16%
  8. Medical or for Medication 12%
  9. To Help a Family or Friend 8%
  10. Credit Card Payments 6%

Other ideas
  • Costmetic Surgery
  • Veterinary
  • Legal trouble
  • Foreclosure / new home / mortgage
  • Impound / mobile title loans (Florida, Texas, Arizona)
  • Auto repair / body work
  • Medical (dental, chiro, naturopathic)
  • Aamco is running their social

Social Media
  • Usage
    • No 31%
    • Yes 69%
  • Sites used
    • Facebook 88%
    • Google+ 19%
    • Twitter 10%
    • Other 6%

MOBILE USAGE
  • 30%+ of site visits in 2012 were from mobile devices
    • Heavy concentration in email and search channels
  • 19% of our respondents submitted their information using a mobile device
  • Mobile users are likely to be under the age of 35
  • Hispanics are more likely to use a mobile device
  • Mobile Devices
    • Android 47%
    • Apple 34%
    • Other 11%
    • No setting 7%



CUSTOMER PROFILES

Customer Profile 1 - Tim Wayne
  • Black Male, 32 years old
  • Married with a 7 year-old boy
  • Graphic designer making $42k
  • Rents his house and has lived there for 2 years
  • Attended college for graphic design
  • Needs a loan for car repair so his wife can get a job

Customer Profile 2 - Melanie Paradies
  • White, single, female, 38 years-old
  • Account manager at a Financial Services firm making $34k
  • Rents her condo and has lived there for 4 years
  • Attended college - 2 year AA degree
  • Needs the loan to get caught up on bills so she can afford the holidays

DEMOGRAPHICS

GENDER
  • Women ‐ 62%
  • Men are more likely to be married
  • ƒWomen are more likely to be single
  • ƒMen are more prevalent in the highest income categories

AGE
  • 74% are 25-54
    • 19% are 25-34
    • 29% are 35-44
    • 26% are 45-54
  • 15% are 55-64 (empty nester)
  • Age directly correlates with reported income
    • The older the customer is, the more monthly income they report

Ethnicity
  • Caucasian and African American ‐ 77%

Marital Status
  • 43% single
  • 31% married
  • 17% divorced

61% attended college and 39% no college

HOW THEY LIVE
  • 68% Rent and 32% Own

Length at current Residence
  • 18% < 1 year
  • 24% 1-2 years
  • 21% 3-4 years
  • 37% 5+ years
  • So 58% have lived in their homes for at least 3 years




Household income
  • 80% $20k - $75k+
  • 33% $20k - $35k
  • 23% $35k - $50k
  • 16% $50k-$75k

Employment # of jobs
  • 74% have 1 full time job
  • 14% have 1 part time job
  • 12% have more than 1 job

Employment - type of business
  • 73% work for a private company
  • 17% work for the government
  • 10% are self-employed

Employment - size of company
  • 84% work at a company with more than 10 employees
  • 56% work at a large company (100+ employees)
  • 28% work at a medium company (10-100 employees)
  • 17% work at a small company (1-9 employees)

TOP 10 Retailers
  1. Walmart
  2. Target
  3. Kmart
  4. Home Depot
  5. JC Penney
  6. Best Buy
  7. Convenience Stores
  8. Kohl’s
  9. Lowe’s
  10. Sam’s Club

Thursday, December 13, 2012

Greetings from ...

  1. Today's new poem is easy, but somewhat zen and sad, "Box Core" ... http://nojoynmythville.blogspot.com/
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  2. My review of the first night of the Democratic National Convention? It was like the scene from the Wizard of Oz, where I have just been rained on after being hypnotized from last week's mind-numbing GOP field of poppies fiasco, when my mind felt like it had been crushed into the shape of an aluminum can't ... fear in the field of hogwash being driven away by a feeling ... something long forgotten ... going all of the way back to ... 2008 ... when I felt, what? ... what ... ah, I remember now ... Hope?
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  3. We are all combinations of aspen stands,
    of psychic monkeys, of leaves of grass,
    giant barking prairie dogs, grey ants,
    and leaping lizards, which is why
    failure to help, feed, house and dress
    one another in glorious white linen robes,
    ...See More
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  4. Party hats, balloons, global revolution that's, you know ... peaceful, for the purposes of keeping everything green and habitable for the human beings and all other living things.
    Page: 22 like this
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  5. We the People, in order to get out from under authority's boot, have been politely wondering, for some time now in the streets of America, where is our militant's parade, our cannon shot of glory, our right to file our own single sheets of official government paper, to put our mind's at rest, knowing justice will be done for all ... http://mythville.blogspot.com/
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  7. The first drawback of anger is that it destroys your inner peace; the second is that it distorts your view of reality. If you think about this and come to understand that anger is really unhelpful, that it is only destructive, you can begin to distance yourself from anger.
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  8. ... With a forewarning written by none other than your court-appointed accountant, Eponymous V. Economyst ...http://www.lulu.com/shop/douglas-mcdaniel/american-mythville/ebook/product-20032935.html
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